Dog training insurance

Dog training business insurance basics

Working with other people dogs carries risk, and insurance is part of running a training business responsibly. This is general information to help you ask better questions. It is not insurance advice, so talk to an insurance broker about your situation.

Insurance cover for a dog training business
Questions to ask a broker

Coverage trainers commonly ask about

What you need depends on your services, location and any council licence conditions.

Public liability

Covers certain injury or property claims from your business operations. Ask what is excluded.

Professional indemnity

Some trainers ask about coverage for claims related to their training advice or methods.

Care, custody and control

If dogs stay with you, ask whether boarding and board and train are covered.

Business property

Equipment, kennels and supplies.

Vehicle use

If you transport dogs, check how your policy treats business driving.

Facility or space

If you rent or own a training space, ask what is required.

Read the exclusions

Policies differ on dog bites, breeds, off-site training and boarding. Ask the broker to explain exactly what is and is not covered for the services you offer.

Pair insurance with good paperwork

Waivers, intake forms and clear records support your protection. Keeping them in one place, such as a client portal with each dog record, makes them easy to find.

Part of the plan

Include insurance cost in your business plan and your pricing.

Common questions

Do dog trainers need business insurance?

Most trainers carry some. Whether it is required depends on your location and your clients or venues. Ask an insurance broker.

What insurance does a dog trainer need?

Commonly discussed are public liability and, for boarding or board and train, coverage for dogs in your care. An insurance broker can recommend what fits your services.

Does K9PN sell insurance?

No. K9PN builds software, websites and CRM setups for dog trainers. This page is general information only.

Where should I keep waivers and intake forms?

In one organised place with the dog record, so they are easy to find if you ever need them.

Related

Want your forms and records in one place?

K9PN builds client portals that keep every dog record organised.

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